As with homeowners insurance, renters insurance won’t cover damage caused by natural disasters, such as floods or earthquakes. If You can typically find cheap renters insurance for about $14 a month. The national average cost of renters insurance is $173 per year for $15,000
If the answer is no, you probably need renters insurance. “Renters insurance can’t stop awful things from occurring, but it can make life a little While 95% of homeowners have a homeowner's insurance policy, only 55% of renters have renter's insurance, according to a 2024 report
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